There are neighborhoods within the valley and along the lake that do have fire protection and others that do not. The town of Creston does have a fire department and hydrants. There are also fire departments within Wynndel, Canyon/Lister, Riondel and Yahk Kingsgate. Some areas have fire hydrants and others rely on pumper trucks. Your insurance premium is initially determined by the availability of a responding firehall and whether there are any recognized hydrants within 1000 ft. of the home. Then additional factors such as the home and outbuildings' features, the applicants' claims history,etc. are added into the mix. To be sure if the property you are considering buying has fire protection visit the RDCK website and phone the individual fire department. Note there are some areas in Erickson which currently have issues with fire hydrants meeting standards, so insurance premiums in those areas may be somewhat higher.
Community Water System
Many homes within the Creston Valley and Kootenay Lake are on some type of community water system and others are on wells. Some systems are owned and operated by the local community as Irrigation Districts and others through the RDCK. For instance Lister is operated by the RDCK. So is Erickson, Riondel, and Sanca.
Wynndel's water system is owned and operated by the Wynndel Irrigation District for the residents within Wynndel hamlet.
Become familiar with what type of water system your potential home has, what you can expect and what the implications are for that system. In some areas the water is considered hard with high concentrations of minerals including iron, and other areas like Creston have very soft water. The water I have sampled throughout the valley I consider delicious.
Septic Systems are the most common sewage systems found in rural areas. The Town of Creston does have a sewage system within the town limits. There are some houses in the town site that once were on septics systems and those tanks should have been filled in. Homes outside of town are on septic systems. When making an offer consider including a “subject to” clause that includes having the septic tank pumped and inspected. This will help you avoid the added cost of replacing your septic system if the old one is failing.
Agriculture near by
Farms help create a pastoral setting which is wonderful to look at. However, they might not smell all that good for some people. Consider the implications of being near a working farm.
Zoning is likely on your checklist of things to consider. While viewing homes you may notice the prospective property or even the neighbour's property being used for something that doesn't seem to conform to the zoning in the area. If so check to see if it is grandfathered for a nonconforming use. Not all neighbourhoods have the same bylaws. For instance some areas don't have a noise bylaws but then not having one isn't an issue for the residents and allows for a cherry orchard to run a propellor during the threat of frost or down pour. Some areas on the East Shore of Kootenay Lake have no zoning regulations.